http://www.brightlightendowmentmortgage.co.uk The simple guide to endowment mortgages Sat, 27 Sep 2008 12:11:15 +0000 http://backend.userland.com/rss092 en Considering the volatile state of the current real estate market, it does not make any sense for retirees to invest in endowment mortgages. Considering how many endowment mortgages currently exist, it would seem that there are a great many individuals playing Russian roulette with the equity and value of their ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/retirees-pass-up-endowment-mortgages-as-unsafe-financial-instruments/ With the problems continuing in the housing market, many consumers are still uncertain about whether or not they should get an endowment mortgage. The rate of return on many endowment mortgages has been disappointing and those that do have them may be regretting their decision. For those seeking endowment mortgages, ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/consumers-still-uncertain-about-endowment-mortgages/ Those looking to get rid of their endowment mortgage due to low returns are increasingly turning to fixed mortgages as a means of saving money over the long term. Many have been disappointed by the performance of their endowment mortgages and need a new way to finance their homes as ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/endowment-mortgage-holders-seeking-new-fixed-rate-loans/ As retirees try to weigh whether or not to get an endowment mortgage, it appears as though many are choosing different options instead. This is being blamed on lowered return rates for endowment mortgages, as well as a lack of consumer confidence. Although there are benefits to endowment mortgages, retirees ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/retirees-seeking-other-options-than-endowment-mortgages/ As rates of return for endowment mortgages continue to decline, many are seeking to remortgage their loan. The low rate of returns on endowment mortgages have left many high and dry and they are doing all that they can to get the money they need for living expenses. This could ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/more-endowment-mortgage-holders-seeking-remortgages/ Many with endowment mortgages are now seeking new options after low return rates have left them to wonder if they should have gotten this kind of a loan in the first place. While many are simply too worried to switch from their endowment mortgage to a new loan, more consumers ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/new-options-may-be-available-for-endowment-mortgage-holders/ Although endowment mortgages were seen as being a great alternative to a standard loan through the past few years, this has changed as rates of returns fell. As a result, consumer confidence in endowment mortgages is at an all time low and many are seeking other alternatives. This is affecting ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/endowment-mortgage-confidence-eroding/ Although rates for endowment mortgages are not very good, many homeowners are deciding to sit tight rather than attempt to refinance or get a new loan. The CML has stated that high interest rates on regular mortgages may be the reason behind this. Endowment mortgage holders are finding few options ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/endowment-mortgage-holders-hoping-for-the-best/ Many with endowment mortgages are trying to spread out their risks by going co-op with friends or family. Although many had hoped that the rate of returns on endowment mortgages would remain high, the opposite has been the case. As such, many that were relying on their endowment mortgages to ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/endowment-mortgage-holders-seeking-new-alternatives/ Many homeowners across the UK are abandoning their endowment mortgages to seek alternative financing and coming up empty. Most have been forced to make the change due to lowered returns on their endowment mortgage and it appears as though many may have to rethink their retirement options as a result. ... http://www.brightlightendowmentmortgage.co.uk/endowmentmortgage/endowment-mortgages-frustrating-many/